{"id":5276,"date":"2023-02-09T14:29:19","date_gmt":"2023-02-09T13:29:19","guid":{"rendered":"https:\/\/sekundi.eu\/europie\/windykacja-naleznosci-w-portugalii-2\/"},"modified":"2023-02-24T17:14:40","modified_gmt":"2023-02-24T16:14:40","slug":"windykacja-naleznosci-w-portugalii","status":"publish","type":"page","link":"https:\/\/sekundi.eu\/pl\/europie\/windykacja-naleznosci-w-portugalii\/","title":{"rendered":"Windykacja nale\u017cno\u015bci w Portugalii"},"content":{"rendered":"\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Jeste\u015b firm\u0105 dzia\u0142aj\u0105c\u0105 na skal\u0119 mi\u0119dzynarodow\u0105? <strong>Czy masz d\u0142u\u017cnika w Portugalii? <\/strong>Dowiedz si\u0119 o <strong>mo\u017cliwych procedurach i dzia\u0142aniach maj\u0105cych na celu odzyskanie niezap\u0142aconych faktur w Portugalii<\/strong>.<\/p>\n\n\n\n<p>Dzi\u0119ki Sekundi Twoja faktura trafia w r\u0119ce profesjonalnej firmy windykacyjnej maj\u0105cej siedzib\u0119 w kraju Twojego zad\u0142u\u017cenia.<\/p>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading\"><strong>Odpowiednie procedury prawne w celu odzyskania zaleg\u0142ych d\u0142ug\u00f3w w Portugalii<\/strong><\/h2>\n\n\n\n<p>Je\u015bli chodzi o proceduralne \u015brodki poboru, w Portugalii mamy nast\u0119puj\u0105ce instrumenty:<\/p>\n\n\n\n<div class=\"wp-block-advgb-list\"><ul class=\"advgblist-e5101f69-8a3d-4197-8849-ff57c3b3c888\">\n<li>Europejski nakaz&nbsp;;<\/li>\n\n\n\n<li>Post\u0119powanie w sprawie nakazu zap\u0142aty w prawie portugalskim&nbsp;;<\/li>\n\n\n\n<li>Pow\u00f3dztwo s\u0105dowe o odszkodowanie w formie post\u0119powania zwyk\u0142ego.<\/li>\n<\/ul><\/div>\n\n\n\n<p>Dwie pierwsze procedury s\u0105 ta\u0144sze i szybsze, ale nie powinny by\u0107 stosowane w bardziej skomplikowanych sprawach (spory mi\u0119dzy d\u0142u\u017cnikiem a wierzycielem), zw\u0142aszcza je\u015bli d\u0142ugi s\u0105 bardzo wysokie. Droga s\u0105dowa jest z pewno\u015bci\u0105 najbardziej czasoch\u0142onn\u0105 i kosztown\u0105 procedur\u0105, ale wiemy, \u017ce cz\u0119sto mo\u017ce by\u0107 jedynym mo\u017cliwym narz\u0119dziem, kt\u00f3re pozwoli nam skutecznie wyegzekwowa\u0107 \u017c\u0105dan\u0105 kwot\u0119.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"wp-block-image\">\n<figure class=\"alignright size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/accompagnement-recouvrement-min-2.jpeg\" alt=\"\" class=\"wp-image-1921\" srcset=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/accompagnement-recouvrement-min-2.jpeg 600w, https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/accompagnement-recouvrement-min-2-300x200.jpeg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"wp-block-image\">\n<figure class=\"alignleft size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/qui-sommes-nous-experience-min.jpeg\" alt=\"\" class=\"wp-image-1926\" srcset=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/qui-sommes-nous-experience-min.jpeg 600w, https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/qui-sommes-nous-experience-min-300x169.jpeg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow advgb-dyn-d620a7df\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading\"><strong>Jak ustali\u0107 skuteczn\u0105 strategi\u0119 windykacji?<\/strong><\/h2>\n\n\n\n<p>Zaczynamy od rozr\u00f3\u017cnienia czy mamy do czynienia z klientem B2B czy B2C. Dodatkowo oceniamy, czy mamy do czynienia z portfelem, w kt\u00f3rym s\u0105 jeszcze do zap\u0142acenia faktury\/odsetki, czy takim, kt\u00f3ry jest ju\u017c ca\u0142kowicie \"wygaszony\".<\/p>\n\n\n\n<p>Zbieramy wszystkie dane o portfelu, aby m\u00f3c okre\u015bli\u0107 najlepsze strategie - na przyk\u0142ad wiek d\u0142ug\u00f3w i ich \u015brednie warto\u015bci. Niezale\u017cnie od tego, czy klientem jest B2B czy B2C, priorytetem jest dla nas osi\u0105gni\u0119cie jak najwi\u0119kszego sukcesu - zmniejszenie liczby os\u00f3b niekontaktuj\u0105cych si\u0119 poprzez automatyzacj\u0119 wysy\u0142ki komunikat\u00f3w w celu dotarcia do kontaktu d\u0142u\u017cnika.<\/p>\n\n\n\n<p>Nast\u0119pnie, zak\u0142adaj\u0105c, \u017ce uda nam si\u0119 skontaktowa\u0107 z d\u0142u\u017cnikiem, pierwsze podej\u015bcie zawsze koncentruje si\u0119 na pr\u00f3bie uzyskania pe\u0142nej p\u0142atno\u015bci lub planu p\u0142atno\u015bci, zawsze oceniaj\u0105c wyp\u0142acalno\u015b\u0107 d\u0142u\u017cnika, aby oprze\u0107 te umowy p\u0142atnicze na jego rzeczywistych mo\u017cliwo\u015bciach i w ten spos\u00f3b zminimalizowa\u0107 post\u0119p w kierunku rozwi\u0105zania s\u0105dowego. Cel unikania przechodzenia do etapu s\u0105dowego wynika z charakteru systemu w Portugalii, kt\u00f3ry pomimo pewnych ulepsze\u0144 jest niezwykle powolny i kosztowny. W Portugalii m\u00f3wi\u0105 \"lepszy z\u0142y interes ni\u017c dobry popyt\".<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image alignfull size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"300\" src=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/joshua-rawson-harris-k3fmuSvQi2A-unsplash.jpg\" alt=\"\" class=\"wp-image-2903\" srcset=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/joshua-rawson-harris-k3fmuSvQi2A-unsplash.jpg 1920w, https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/joshua-rawson-harris-k3fmuSvQi2A-unsplash-300x47.jpg 300w, https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/joshua-rawson-harris-k3fmuSvQi2A-unsplash-1024x160.jpg 1024w, https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/joshua-rawson-harris-k3fmuSvQi2A-unsplash-768x120.jpg 768w, https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/joshua-rawson-harris-k3fmuSvQi2A-unsplash-1536x240.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-columns alignwide margt-300 animated fadeInUp is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<div class=\"wp-block-group arrondi has-blanc-color has-marron-noir-background-color has-text-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"marg0 has-blanc-color has-text-color wp-block-heading\"><strong>Jak zarz\u0105dza\u0107 relacjami z mi\u0119dzynarodowymi d\u0142u\u017cnikami w Portugalii?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Wynaj\u0119cie lokalnej firmy zajmuj\u0105cej si\u0119 odzyskiwaniem odpad\u00f3w mo\u017ce to u\u0142atwi\u0107, a nawet zrobi\u0107 r\u00f3\u017cnic\u0119, bior\u0105c pod uwag\u0119 ich wi\u0119ksz\u0105 znajomo\u015b\u0107 przepis\u00f3w i standardowych praktyk.  <\/p>\n\n\n\n<p>Ju\u017c samo to uznanie przez d\u0142u\u017cnika stanowi dodatkow\u0105 presj\u0119, a gro\u017aba wyst\u0105pienia na drog\u0119 s\u0105dow\u0105 jest doskona\u0142ym narz\u0119dziem i kolejne etapy od z\u0142o\u017cenia pozwu do wyegzekwowania decyzji s\u0105 u\u0142atwieniem w rozwi\u0105zaniu problemu zad\u0142u\u017cenia.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-button alignnone\"><a class=\"wp-block-advgb-button_link advgbbtn-c527b67f-5019-46e5-a44e-39326bb26383\" href=\"https:\/\/sekundi.eu\/contact\/\" target=\"_self\" rel=\"noopener noreferrer\"><span>Kontakt-us<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Automatyzacja procesu windykacji w Portugalii<\/strong><\/h2>\n\n\n\n<p>Automatyzacja proces\u00f3w gwarantuje raczej nieograniczone mo\u017cliwo\u015bci interakcji z d\u0142u\u017cnikami poprzez wysy\u0142anie automatycznych powiadomie\u0144 (mianowicie SMS, VMS, E-maile, 100% automatycznych po\u0142\u0105cze\u0144 poprzez IVR\/TTS), w z g\u00f3ry okre\u015blonym czasie, nie podlegaj\u0105cym b\u0142\u0119dom ludzkim. W konsekwencji i og\u00f3lnie jest to proces znacznie bardziej efektywny.<\/p>\n\n\n\n<p>Mo\u017cliwo\u015bci te mog\u0105 by\u0107 doprowadzone do skrajno\u015bci za pomoc\u0105 bot\u00f3w, kt\u00f3re wykorzystuj\u0105c sztuczn\u0105 inteligencj\u0119 s\u0105 w stanie artyku\u0142owa\u0107 automatyczne rozmowy z d\u0142u\u017cnikami (np. CHATGPT). Wszystkie te procesy mog\u0105 by\u0107 po\u0142\u0105czone ze strukturami kontaktu z lud\u017ami i zapewniaj\u0105 maksymalizacj\u0119 efektywno\u015bci zbierania. Zautomatyzowana windykacja to z pewno\u015bci\u0105 przysz\u0142o\u015b\u0107 - maszyna nie \"ocenia\" i nie ma stanu umys\u0142u, ale obiektywnie reaguje na d\u0142u\u017cnika, zawsze w celu \u015bci\u0105gni\u0119cia nale\u017cno\u015bci.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\"><strong>Statystyki dotycz\u0105ce mi\u0119dzynarodowej windykacji nale\u017cno\u015bci w Portugalii<\/strong><\/h2>\n\n\n\n<p>Dane z 2022 roku wskazuj\u0105, \u017ce :<\/p>\n\n\n\n<div class=\"wp-block-advgb-list\"><ul class=\"advgblist-079709fd-f01b-4a1c-9825-9b87659e6b6f\">\n<li>W segmencie konsumenckim (B2C) \u015brednie terminy p\u0142atno\u015bci oferowane klientom wynosi\u0142y 23 dni, a \u015brednie terminy p\u0142atno\u015bci weryfikowane 31 dni - 8 dni \u015bredniego op\u00f3\u017anienia&nbsp;;<\/li>\n\n\n\n<li>W segmencie korporacyjnym (B2B) \u015brednie terminy p\u0142atno\u015bci oferowane klientom wynosi\u0142y 44 dni, a \u015brednie sprawdzane terminy p\u0142atno\u015bci 57 dni - \u015brednie op\u00f3\u017anienie 13 dni.<\/li>\n<\/ul><\/div>\n\n\n\n<p>Z tych samych danych z 2022 roku wynika, \u017ce :<\/p>\n\n\n\n<div class=\"wp-block-advgb-list\"><ul class=\"advgblist-8feabde8-66a0-4576-85f4-0c267e1cc662\">\n<li>71% d\u0142u\u017cnik\u00f3w, kt\u00f3rzy p\u0142ac\u0105 po ustalonych terminach p\u0142atno\u015bci, okazuje si\u0119 problematycznych, a 75% p\u0142atno\u015bci dokonywanych z du\u017cym op\u00f3\u017anieniem.<\/li>\n<\/ul><\/div>\n\n\n\n<p>Dane te ujawniaj\u0105 znaczenie starannego zarz\u0105dzania prewencyjnego oraz aktywnego i asertywnego zarz\u0105dzania po powstaniu zad\u0142u\u017cenia - rola firm zajmuj\u0105cych si\u0119 odzyskiwaniem nale\u017cno\u015bci jest w tym procesie kluczowa.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/HP-chiffres-croissances.jpeg\" alt=\"\" class=\"wp-image-2855\" srcset=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/HP-chiffres-croissances.jpeg 600w, https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/HP-chiffres-croissances-300x200.jpeg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-bleu-gris-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center marg0 has-marron-color has-text-color has-small-font-size\"><\/p>\n\n\n\n<h2 class=\"has-text-align-center marg0 wp-block-heading\" id=\"titre-2-a8530347-58d4-4393-abd8-f975470a0732\"><strong>Pytania dotycz\u0105ce windykacji w Portugalii<\/strong><\/h2>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-11ed5d7c-de4d-4ad3-b31f-44f1817edb28 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#000;color:#eee;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,5.83L15.17,9l1.41-1.41L12,3L7.41,7.59L8.83,9L12,5.83z M12,18.17L8.83,15l-1.41,1.41L12,21l4.59-4.59L15.17,15 L12,18.17z\"><\/path><\/svg><\/span><h5 class=\"advgb-accordion-header-title\" style=\"color:inherit\"><strong><strong>Jakie s\u0105 koszty i op\u0142aty zwi\u0105zane z windykacj\u0105?<\/strong><\/strong><\/h5><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n\n<p>Je\u015bli chodzi o op\u0142aty za pozas\u0105dow\u0105 windykacj\u0119, to s\u0105 one w 100% uzale\u017cnione od sukcesu w windykacji i stanowi\u0105 procent od wyegzekwowanej kwoty, kt\u00f3ry zale\u017cy nie tylko od wyegzekwowanej kwoty, ale r\u00f3wnie\u017c od wieku d\u0142ugu. Op\u0142aty te wahaj\u0105 si\u0119 od minimalnej kwoty (zwykle poni\u017cej 1%) w przypadku windykacji prewencyjnej (uruchamianej przed terminem p\u0142atno\u015bci faktur), do kwot, kt\u00f3re mog\u0105 przekracza\u0107 20% (s\u0105 tym wy\u017csze, im d\u0142u\u017cej zalegaj\u0105 z p\u0142atno\u015bciami i im ni\u017csza jest ich \u015brednia warto\u015b\u0107).<\/p>\n\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#000;color:#eee;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,5.83L15.17,9l1.41-1.41L12,3L7.41,7.59L8.83,9L12,5.83z M12,18.17L8.83,15l-1.41,1.41L12,21l4.59-4.59L15.17,15 L12,18.17z\"><\/path><\/svg><\/span><h5 class=\"advgb-accordion-header-title\" style=\"color:inherit\"><strong><strong>W jaki spos\u00f3b mo\u017cna wykorzysta\u0107 informacje o klientach, aby usprawni\u0107 zbi\u00f3rk\u0119?<\/strong><\/strong><\/h5><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n\n<p>Automatyzacja proces\u00f3w to jeden z trend\u00f3w w tej bran\u017cy, gdy\u017c proces windykacji jest z pewno\u015bci\u0105 jednym z najbardziej zautomatyzowanych. Zdolno\u015b\u0107 do analizy i przetwarzania danych ma fundamentalne znaczenie w tej podr\u00f3\u017cy w celu stworzenia w 100% automatycznych proces\u00f3w, bardziej wydajnych ni\u017c te oparte na ludzkich operatorach i praktykach r\u0119cznych lub p\u00f3\u0142automatycznych. Rozw\u00f3j sztucznej inteligencji i <em>analityki<\/em> danych to kluczowe elementy w usprawnianiu proces\u00f3w windykacji kredyt\u00f3w.<\/p>\n\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#000;color:#eee;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,5.83L15.17,9l1.41-1.41L12,3L7.41,7.59L8.83,9L12,5.83z M12,18.17L8.83,15l-1.41,1.41L12,21l4.59-4.59L15.17,15 L12,18.17z\"><\/path><\/svg><\/span><h5 class=\"advgb-accordion-header-title\" style=\"color:inherit\"><strong><strong>Jak mog\u0119 zmierzy\u0107 skuteczno\u015b\u0107 mojej strategii zbierania?<\/strong><\/strong><\/h5><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n\n<p>Pomiar wydajno\u015bci strategii odzyskiwania mo\u017ce by\u0107 przeprowadzony poprzez:<\/p>\n\n\n<div class=\"wp-block-advgb-list\"><ul class=\"advgblist-9b4ddd0c-538e-4e01-b1ed-7b90ae61234e\">\n\n<li>Analiza trend\u00f3w - pomiar zmian wynik\u00f3w w czasie;<\/li>\n\n\n<li>Analiza por\u00f3wnawcza - ocena wynik\u00f3w w podobnych uniwersach (podobne okresy czasu, podobne grupy klient\u00f3w itp.)&nbsp;;<\/li>\n\n\n<li>Rozw\u00f3j i ocena strategii <em>champion\u00f3w<\/em> i <em>challenger\u00f3w<\/em>;<\/li>\n\n\n<li>Tam, gdzie to mo\u017cliwe, por\u00f3wnanie z danymi z konkurencyjnych firm zbieraj\u0105cych;<\/li>\n\n\n<li>Opracowanie bada\u0144 satysfakcji klient\u00f3w (wierzycieli).<\/li>\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#000;color:#eee;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,5.83L15.17,9l1.41-1.41L12,3L7.41,7.59L8.83,9L12,5.83z M12,18.17L8.83,15l-1.41,1.41L12,21l4.59-4.59L15.17,15 L12,18.17z\"><\/path><\/svg><\/span><h5 class=\"advgb-accordion-header-title\" style=\"color:inherit\"><strong><strong>Jak zarz\u0105dza\u0107 ryzykiem niezap\u0142aconych rachunk\u00f3w?<\/strong><\/strong><\/h5><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n\n<p>Automatyzacja, poniewa\u017c przyczynia si\u0119 do standaryzacji i ca\u0142kowitej kontroli informacji, kt\u00f3re trafiaj\u0105 do d\u0142u\u017cnika, jest doskona\u0142ym narz\u0119dziem do zarz\u0105dzania ryzykiem windykacyjnym.<\/p>\n\n\n<p>R\u00f3wnolegle wdro\u017cenie proces\u00f3w jako\u015bciowych pozwala r\u00f3wnie\u017c na zmniejszenie liczby b\u0142\u0119d\u00f3w, a w konsekwencji na ograniczenie ryzyka.<\/p>\n\n\n<p>Obrona silnej kultury rygoru, szacunku dla d\u0142u\u017cnik\u00f3w i wszechobecnego audytu wewn\u0119trznego pozwala r\u00f3wnie\u017c na ograniczenie ryzyka zwi\u0105zanego z windykacj\u0105.<\/p>\n\n\n<p>Wykorzystanie technologii, w szczeg\u00f3lno\u015bci narz\u0119dzi do analityki mowy, pozwala na automatyczne wykrywanie b\u0142\u0119d\u00f3w w mowie i s\u0142\u00f3w zakazanych, co z kolei pozwala na identyfikacj\u0119 specyficznych potrzeb szkoleniowych zespo\u0142\u00f3w i ograniczanie ryzyka windykacyjnego.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-marron-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-blanc-color has-text-color has-xxlarge-font-size\"><strong>Czy masz zaleg\u0142e d\u0142ugi w innym kraju<\/strong> <strong>i masz problemy z ich sp\u0142at\u0105?<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-advgb-button aligncenter advgb-dyn-3d7aa1a3\"><a class=\"wp-block-advgb-button_link advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa\" href=\"https:\/\/sekundi.eu\/pl\/kontakt\/\" target=\"_self\" rel=\"noopener noreferrer\"><span><span>Zg\u0142o\u015b swoje roszczenie<\/span><\/span><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignwide network\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center marg0 has-marron-clair-color has-text-color has-small-font-size\"><strong>NASZA SIE\u0106<\/strong><\/p>\n\n\n\n<h2 class=\"has-text-align-center marg0 wp-block-heading\">Kraje obj\u0119te programem<\/h2>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<ul class='country-sitemap'><li><a href='https:\/\/sekundi.eu\/pl\/ameryce-poludniowej\/'>Windykacja nale\u017cno\u015bci w Ameryce Po\u0142udniowej<\/a><ul><li><a href='https:\/\/sekundi.eu\/pl\/ameryce-poludniowej\/windykacja-naleznosci-w-chile\/'><i class='fa-solid fa-map-pin'><\/i>Windykacja nale\u017cno\u015bci w Chile<\/a><\/li><li><a href='https:\/\/sekundi.eu\/pl\/ameryce-poludniowej\/windykacja-naleznosci-w-peru\/'><i class='fa-solid fa-map-pin'><\/i>Windykacja nale\u017cno\u015bci w Peru<\/a><\/li><\/li><\/ul><\/li><\/ul>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n<style class=\"advgb-styles-renderer\">.wp-block-advgb-list ul.advgblist-e5101f69-8a3d-4197-8849-ff57c3b3c888 > li{font-size:16px;}.wp-block-advgb-list ul.advgblist-e5101f69-8a3d-4197-8849-ff57c3b3c888 > li{font-size:16px;}.wp-block-advgb-list ul.advgblist-e5101f69-8a3d-4197-8849-ff57c3b3c888 > 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30px;border-width:1px !important;border-color:#fff !important;border-style:solid !important;border-radius:50px !important;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa:hover{color:#7f634b !important;background-color:#fff !important;box-shadow:0px 0px 0px 0px #ccc;opacity:1;transition:all 0s ease;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa > i {display: none !important;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa{font-size:18px;color:#fff !important;background-color:#7f634b !important;margin:0px 0px 0px 0px !important;padding:10px 30px 10px 30px;border-width:1px !important;border-color:#fff !important;border-style:solid !important;border-radius:50px !important;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa:hover{color:#7f634b !important;background-color:#fff !important;box-shadow:0px 0px 0px 0px #ccc;opacity:1;transition:all 0s ease;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa > i {display: none !important;}<\/style>","protected":false},"excerpt":{"rendered":"<p>Jeste\u015b firm\u0105 dzia\u0142aj\u0105c\u0105 na skal\u0119 mi\u0119dzynarodow\u0105? Czy masz d\u0142u\u017cnika w Portugalii? Dowiedz si\u0119 o mo\u017cliwych procedurach i dzia\u0142aniach maj\u0105cych na celu odzyskanie niezap\u0142aconych faktur w Portugalii. Dzi\u0119ki Sekundi Twoja faktura trafia w r\u0119ce profesjonalnej firmy windykacyjnej maj\u0105cej siedzib\u0119 w kraju Twojego zad\u0142u\u017cenia. Odpowiednie procedury prawne w celu odzyskania zaleg\u0142ych d\u0142ug\u00f3w w Portugalii Je\u015bli chodzi o [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":3509,"menu_order":29,"comment_status":"closed","ping_status":"closed","template":"","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"class_list":["post-5276","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Windykacja nale\u017cno\u015bci w Portugalii - Mi\u0119dzynarodowa windykacja d\u0142ug\u00f3w<\/title>\n<meta name=\"description\" content=\"Czy jest to firma, kt\u00f3ra dzia\u0142a na skal\u0119 mi\u0119dzynarodow\u0105? Czy masz d\u0142u\u017cnika w Portugalii? Procedury odzyskiwania niezap\u0142aconych faktur w Portugalii.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sekundi.eu\/pl\/europie\/windykacja-naleznosci-w-portugalii\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Windykacja nale\u017cno\u015bci w Portugalii - Mi\u0119dzynarodowa windykacja d\u0142ug\u00f3w\" \/>\n<meta property=\"og:description\" content=\"Czy jest to firma, kt\u00f3ra dzia\u0142a na skal\u0119 mi\u0119dzynarodow\u0105? Czy masz d\u0142u\u017cnika w Portugalii? Procedury odzyskiwania niezap\u0142aconych faktur w Portugalii.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sekundi.eu\/pl\/europie\/windykacja-naleznosci-w-portugalii\/\" \/>\n<meta property=\"og:site_name\" content=\"SEKUNDI\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-24T16:14:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2023\/02\/accompagnement-recouvrement-min-2.jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Szacowany czas czytania\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/sekundi.eu\\\/pl\\\/europie\\\/windykacja-naleznosci-w-portugalii\\\/\",\"url\":\"https:\\\/\\\/sekundi.eu\\\/pl\\\/europie\\\/windykacja-naleznosci-w-portugalii\\\/\",\"name\":\"Windykacja nale\u017cno\u015bci w Portugalii - Mi\u0119dzynarodowa windykacja d\u0142ug\u00f3w\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sekundi.eu\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/sekundi.eu\\\/pl\\\/europie\\\/windykacja-naleznosci-w-portugalii\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/sekundi.eu\\\/pl\\\/europie\\\/windykacja-naleznosci-w-portugalii\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sekundi.eu\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/accompagnement-recouvrement-min-2.jpeg\",\"datePublished\":\"2023-02-09T13:29:19+00:00\",\"dateModified\":\"2023-02-24T16:14:40+00:00\",\"description\":\"Czy jest to firma, kt\u00f3ra dzia\u0142a na skal\u0119 mi\u0119dzynarodow\u0105? 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