{"id":5302,"date":"2023-02-07T08:24:43","date_gmt":"2023-02-07T07:24:43","guid":{"rendered":"https:\/\/sekundi.eu\/europe\/vymahanie-pohladavok-v-spanielsku-2\/"},"modified":"2025-10-09T12:15:36","modified_gmt":"2025-10-09T10:15:36","slug":"vymahanie-pohladavok-v-spanielsku","status":"publish","type":"page","link":"https:\/\/sekundi.eu\/sk\/europe\/vymahanie-pohladavok-v-spanielsku\/","title":{"rendered":"Vym\u00e1hanie poh\u013ead\u00e1vok v \u0160panielsku"},"content":{"rendered":"\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"553\" height=\"853\" src=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2025\/10\/recouvrement-espagne-barcelone-1-1.jpg\" alt=\"recouvrement international espagne\" class=\"wp-image-9037\" srcset=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2025\/10\/recouvrement-espagne-barcelone-1-1.jpg 553w, https:\/\/sekundi.eu\/wp-content\/uploads\/2025\/10\/recouvrement-espagne-barcelone-1-1-194x300.jpg 194w\" sizes=\"auto, (max-width: 553px) 100vw, 553px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<figure class=\"wp-block-pullquote\"><blockquote><p>M\u00e1te v <strong>\u0160panielsku nejak\u00e9 nezaplaten\u00e9 fakt\u00fary<\/strong>? H\u013ead\u00e1te partnera, ktor\u00fd v\u00e1m pom\u00f4\u017ee? Z\u00edskajte viac inform\u00e1ci\u00ed o podpore n\u00e1\u0161ho partnera \u0161pecializuj\u00faceho sa na vym\u00e1hanie poh\u013ead\u00e1vok v \u0160panielsku.<\/p><\/blockquote><\/figure>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-advgb-button aligncenter is-style-default\"><a class=\"wp-block-advgb-button_link advgbbtn-aa88353c-8a7c-412b-acb5-8f7793028e50\" href=\"#\" target=\"_self\" rel=\"noopener noreferrer\"><span>\u2714 <strong>Inkasn\u00e1 agent\u00fara na mieste<\/strong><\/span><\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-advgb-button aligncenter is-style-default\"><a class=\"wp-block-advgb-button_link advgbbtn-c29da38a-f352-4917-8440-0bc216dc5ed2\" href=\"#\" target=\"_self\" rel=\"noopener noreferrer\"><span><strong>\u2714 Jeden tarif  <\/strong><\/span><\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-advgb-button alignfull is-style-default\"><a class=\"wp-block-advgb-button_link advgbbtn-64a67e2f-3420-49b1-98e1-70b24fe26603\" href=\"#\" target=\"_self\" rel=\"noopener noreferrer\"><span><strong>\u2714 Intranet 24\/7<\/strong><\/span><\/a><\/div>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns alignwide process is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column animated fadeInUp delay-100ms is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center process__number has-marron-color has-text-color has-xxxxlarge-font-size\"><strong>1<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong>Prv\u00fd kontakt<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Kontaktujte n\u00e1s prostredn\u00edctvom n\u00e1\u0161ho <a rel=\"noreferrer noopener\" href=\"https:\/\/sekundi.eu\/sk\/kontakt\/\" data-type=\"URL\" data-id=\"https:\/\/sekundi.eu\/contact\/\" target=\"_blank\">kontaktn\u00e9ho formul\u00e1ra<\/a>, pre\u0161tudujeme v\u00e1\u0161 probl\u00e9m a va\u0161e potreby.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"#step1\"><strong>\u2023 Pre\u010d\u00edtajte si viac<\/strong><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column animated fadeInUp delay-200ms is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center process__number has-marron-color has-text-color has-xxxxlarge-font-size\"><strong>2<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong><strong>Po\u0161lite svoje nezaplaten\u00e9 fakt\u00fary<\/strong><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Ozn\u00e1mte n\u00e1m, v ktorej krajine m\u00e1te neuhraden\u00fa platbu, po\u0161lite n\u00e1m fakt\u00faru a my sa o v\u0161etko postar\u00e1me!<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"#step2\"><\/a><strong><a href=\"#step2\"><strong>\u2023 Pre\u010d\u00edtajte si viac<\/strong><\/a><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column animated fadeInUp delay-300ms is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center process__number has-marron-color has-text-color has-xxxxlarge-font-size\"><strong>3<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong>Z\u00edskajte inform\u00e1cie<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Prostredn\u00edctvom intranetu v\u00e1s nepretr\u017eite informujeme o v\u00fdvoji va\u0161ich \u00fa\u010dtov a poskytujeme spr\u00e1vy o priebehu vym\u00e1hania poh\u013ead\u00e1vok v jazyku, ktor\u00fd si vyberiete.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"#step3\"><\/a><strong><a href=\"#step3\"><strong>\u2023 Pre\u010d\u00edtajte si viac<\/strong><\/a><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column animated fadeInUp delay-400ms is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center process__number has-marron-color has-text-color has-xxxxlarge-font-size\"><strong>4<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong>N\u00e1klady na vym\u00e1hanie<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Odmena za \u00faspech. Jednotn\u00e1 cenov\u00e1 politika v celej Eur\u00f3pe: 15 % sumy.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"#step4\"><\/a><strong><a href=\"#step4\"><strong>\u2023 Pre\u010d\u00edtajte si viac<\/strong><\/a><\/strong><\/p>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"wp-block-image\">\n<figure class=\"alignleft size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"430\" height=\"640\" src=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2025\/10\/spain-2227254_640.jpg\" alt=\"\" class=\"wp-image-9058\" srcset=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2025\/10\/spain-2227254_640.jpg 430w, https:\/\/sekundi.eu\/wp-content\/uploads\/2025\/10\/spain-2227254_640-202x300.jpg 202w\" sizes=\"auto, (max-width: 430px) 100vw, 430px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading\"><strong><strong>Ako vytvori\u0165 \u00fa\u010dinn\u00fa strat\u00e9giu vym\u00e1hania poh\u013ead\u00e1vok?<\/strong><\/strong><\/h2>\n\n\n\n<p>V prvom rade je nevyhnutn\u00e9 ur\u010di\u0165, o ak\u00fd typ dl\u017en\u00edka ide:<\/p>\n\n\n\n<ul class=\"wp-block-list has-blanc-background-color has-background\">\n<li>Dl\u017en\u00edci, ktor\u00ed jednoducho nedbaj\u00fa na splatnos\u0165, ale s\u00fa ochotn\u00ed a likvidn\u00ed.<\/li>\n\n\n\n<li>Dl\u017en\u00edci, ktor\u00ed maj\u00fa likviditu na zaplatenie, ale neurobia tak, preto\u017ee maj\u00fa spor s verite\u013eom, ktor\u00fd m\u00f4\u017ee ma\u0165 vplyv na cel\u00fd dlh alebo jeho \u010das\u0165.<\/li>\n\n\n\n<li>Dl\u017en\u00edci, ktor\u00ed neplatia jednoducho preto, \u017ee nechc\u00fa.<\/li>\n\n\n\n<li>Dl\u017en\u00edci, ktor\u00ed chc\u00fa plati\u0165, ale nem\u00f4\u017eu kv\u00f4li nedostatku likvidity.<\/li>\n<\/ul>\n\n\n\n<p>Pr\u00edstup ku ka\u017ed\u00e9mu z t\u00fdchto dl\u017en\u00edkov je odli\u0161n\u00fd.<\/p>\n\n\n\n<p>V pr\u00edpade \u00famyseln\u00fdch dl\u017en\u00edkov, ktor\u00ed nie s\u00fa ochotn\u00ed plati\u0165, je teda naj\u00fa\u010dinnej\u0161\u00edm postupom podanie \u017ealoby, preto\u017ee bude ve\u013emi \u0165a\u017ek\u00e9 dosiahnu\u0165 zmier.<\/p>\n\n\n\n<p>Na druhej strane, v pr\u00edpade v\u0161etk\u00fdch ostatn\u00fdch dl\u017en\u00edkov sa ako najefekt\u00edvnej\u0161\u00ed, najr\u00fdchlej\u0161\u00ed a dostato\u010dn\u00fd sp\u00f4sob vyrovnania dlhu m\u00f4\u017ee uk\u00e1za\u0165 priate\u013esk\u00fd pr\u00edstup.<\/p>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading\"><strong>Pr\u00e1vne postupy vym\u00e1hania nesplaten\u00fdch poh\u013ead\u00e1vok v \u0160panielsku<\/strong><\/h2>\n\n\n\n<p>Existuj\u00fa dva sp\u00f4soby vym\u00e1hania poh\u013ead\u00e1vky, ktor\u00e9 sa navz\u00e1jom nevylu\u010duj\u00fa: mimos\u00fadny alebo zmierovac\u00ed sp\u00f4sob a s\u00fadny sp\u00f4sob.<\/p>\n\n\n\n<ol style=\"list-style-type:upper-alpha\" class=\"wp-block-list has-marron-gris-background-color has-background\">\n<li><strong>Mimos\u00fadne konanie<\/strong>: Pred podan\u00edm \u017ealoby sa v\u017edy odpor\u00fa\u010da kontaktova\u0165 dl\u017en\u00edka a pok\u00fasi\u0165 sa dosiahnu\u0165 dohodu.<br\/><\/li>\n\n\n\n<li><strong>S\u00fad<\/strong>: Ak rokovania zlyhaj\u00fa, odpor\u00fa\u010da sa post\u00fapi\u0165 poh\u013ead\u00e1vku na s\u00fadnu \u00farove\u0148. V \u0160panielsku existuj\u00fa dva druhy s\u00fadnych konan\u00ed na vym\u00e1hanie poh\u013ead\u00e1vok:\n<ul class=\"wp-block-list\">\n<li>Platobn\u00e9 konanie: Ide o skr\u00e1ten\u00e9 konanie, ktor\u00e9 sa pou\u017e\u00edva na vym\u00e1hanie nezaplaten\u00fdch s\u00fam.<\/li>\n\n\n\n<li>Oby\u010dajn\u00e1 \u017ealoba.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p>V ka\u017edom pr\u00edpade je ide\u00e1lne v\u017edy zisti\u0165 d\u00f4vod neplatenia. Niekedy m\u00f4\u017ee k neplateniu d\u00f4js\u0165 v d\u00f4sledku nedostato\u010dnej likvidity dl\u017en\u00edka. Inokedy m\u00f4\u017ee \u00eds\u0165 jednoducho o pasivitu. Pod\u013ea na\u0161ich sk\u00fasenost\u00ed je potrebn\u00e9 tieto dve situ\u00e1cie rie\u0161i\u0165 odli\u0161ne, o \u010dom sa zmie\u0148ujeme v nasleduj\u00facej \u010dasti.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"wp-block-image\">\n<figure class=\"alignright size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"421\" src=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2025\/10\/museum-barcelone.jpg\" alt=\"\" class=\"wp-image-9048\" srcset=\"https:\/\/sekundi.eu\/wp-content\/uploads\/2025\/10\/museum-barcelone.jpg 640w, https:\/\/sekundi.eu\/wp-content\/uploads\/2025\/10\/museum-barcelone-300x197.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div><\/div>\n<\/div>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns alignwide process is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column animated fadeInUp delay-100ms is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center process__number has-marron-color has-text-color has-xxxxlarge-font-size\"><strong>1<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong><strong>Po\u0161lite svoje nezaplaten\u00e9 fakt\u00fary<\/strong><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Ozn\u00e1mte n\u00e1m, v ktorej krajine m\u00e1te neuhraden\u00fa platbu, po\u0161lite n\u00e1m fakt\u00faru a my sa o v\u0161etko postar\u00e1me!<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column animated fadeInUp delay-200ms is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center process__number has-marron-color has-text-color has-xxxxlarge-font-size\"><strong>2<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong>Z\u00edskajte inform\u00e1cie<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Prostredn\u00edctvom intranetu v\u00e1s nepretr\u017eite informujeme o v\u00fdvoji va\u0161ich \u00fa\u010dtov a poskytujeme spr\u00e1vy o priebehu vym\u00e1hania poh\u013ead\u00e1vok v jazyku, ktor\u00fd si vyberiete.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column animated fadeInUp delay-300ms is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center process__number has-marron-color has-text-color has-xxxxlarge-font-size\"><strong>3<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong>Dosta\u0165 zaplaten\u00e9<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Pracujeme na \u00faspechu, na\u0161\u00edm cie\u013eom je vym\u00f4c\u0165 v\u00e1\u0161 dlh v obojstranne v\u00fdhodnej situ\u00e1cii<\/p>\n<\/div>\n<\/div>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-group has-bleu-gris-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center sans-trait has-bleu-clair-color has-text-color has-xlarge-font-size\">NAHRAJTE SVOJU \u017dIADOS\u0164<\/h2>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<p class=\"wpcf7-contact-form-not-found\"><strong>Chyba:<\/strong> Kontaktn\u00fd formul\u00e1r nebol n\u00e1jden\u00fd.<\/p>\n<\/div><\/div>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><strong><strong>Riadenie vz\u0165ahov s medzin\u00e1rodn\u00fdmi dl\u017en\u00edkmi<\/strong><\/strong><\/h2>\n\n<p>V t\u00fdchto pr\u00edpadoch je v\u017edy ide\u00e1lne obr\u00e1ti\u0165 sa na advok\u00e1tsku kancel\u00e1riu, ktor\u00e1 je s\u00fa\u010das\u0165ou medzin\u00e1rodnej siete na vym\u00e1hanie poh\u013ead\u00e1vok, ako je napr\u00edklad GIM\u00c9NEZ-SALINAS ABOGADOS.<\/p>\n\n<p>Sekundi m\u00e1 intranet, prostredn\u00edctvom ktor\u00e9ho m\u00f4\u017eeme kontrolova\u0165 proces vym\u00e1hania medzin\u00e1rodn\u00fdch poh\u013ead\u00e1vok v re\u00e1lnom \u010dase, koordinova\u0165 ho s na\u0161im miestnym partnerom a priamo monitorova\u0165 ka\u017ed\u00fa f\u00e1zu procesu. To n\u00e1m umo\u017e\u0148uje neust\u00e1le informova\u0165 z\u00e1kazn\u00edka.<\/p>\n\n<p>Tento medzin\u00e1rodn\u00fd syst\u00e9m spr\u00e1vy vym\u00e1hania poh\u013ead\u00e1vok zabezpe\u010duje optim\u00e1lnu spr\u00e1vu medzin\u00e1rodn\u00fdch s\u00faborov prostredn\u00edctvom jedin\u00e9ho d\u00f4veryhodn\u00e9ho partnera, ktor\u00fd sa \u0161pecializuje na miestny trh, so v\u0161etk\u00fdmi dostupn\u00fdmi n\u00e1strojmi podnikov\u00e9ho spravodajstva a sie\u0165ou vysoko spo\u013eahliv\u00fdch miestnych partnerov.<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><strong><strong>Aktu\u00e1lne \u0161tatistiky o vym\u00e1han\u00ed poh\u013ead\u00e1vok v \u0160panielsku<\/strong><\/strong><\/h2>\n\n<p>Dlh podnikov sa v roku 2022 zv\u00fd\u0161il o 18,5 mld. eur na 79,8 % HDP v \u0161tvrtom \u0161tvr\u0165roku, zatia\u013e \u010do dlh dom\u00e1cnost\u00ed sa v \u0161tvrtom \u0161tvr\u0165roku zv\u00fd\u0161il o 3,7 mld. eur na 58,4 % HDP.<\/p>\n\n<p>Hrub\u00e9 finan\u010dn\u00e9 bohatstvo dom\u00e1cnost\u00ed sa v minulom roku zv\u00fd\u0161ilo o 7 % na 223,7 % HDP.<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><strong><strong>Dokument potrebn\u00fd na zlep\u0161enie procesov zberu<\/strong><\/strong><\/h2>\n\n<p>V s\u00favislosti s vym\u00e1han\u00edm poh\u013ead\u00e1vok s\u00fa nevyhnutn\u00e9 predch\u00e1dzaj\u00face inform\u00e1cie.<\/p>\n\n<p>\u010c\u00edm viac inform\u00e1ci\u00ed o dl\u017en\u00edkovi a d\u00f4vode nezaplatenia, t\u00fdm \u013eah\u0161ie sa vypracuje a prisp\u00f4sob\u00ed strat\u00e9gia, a teda t\u00fdm v\u00e4\u010d\u0161ie s\u00fa \u0161ance na vymo\u017eenie dlhu.<\/p>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-group alignwide has-bleu-gris-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center marg0 has-marron-color has-text-color has-small-font-size\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center marg0\" id=\"titre-2-a8530347-58d4-4393-abd8-f975470a0732\"><strong>\u010casto kladen\u00e9 ot\u00e1zky o vym\u00e1han\u00ed poh\u013ead\u00e1vok v \u0160panielsku<\/strong><\/h2>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-f301cba4-b19f-4ab5-bc90-d14323b27dfe advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#000;color:#eee;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon accordion-state\"><svg class=\"advgb-icon-closed\" fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,5.83L15.17,9l1.41-1.41L12,3L7.41,7.59L8.83,9L12,5.83z M12,18.17L8.83,15l-1.41,1.41L12,21l4.59-4.59L15.17,15 L12,18.17z\"><\/path><\/svg><svg class=\"advgb-icon-opened\" fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M7.41,18.59L8.83,20L12,16.83L15.17,20l1.41-1.41L12,14L7.41,18.59z M16.59,5.41L15.17,4L12,7.17L8.83,4L7.41,5.41L12,10L16.59,5.41z\"><\/path><\/svg><\/span><h5 class=\"advgb-accordion-header-title\" style=\"color:inherit\"><strong>Ak\u00e9 s\u00fa n\u00e1klady a poplatky spojen\u00e9 s vym\u00e1han\u00edm poh\u013ead\u00e1vok?<\/strong><\/h5><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<p>Na\u0161e poplatky za slu\u017eby mimos\u00fadneho vym\u00e1hania poh\u013ead\u00e1vok predstavuj\u00fa poplatok za \u00faspech vo forme percenta z vymo\u017een\u00fdch s\u00fam.<\/p>\n\n\n\n<p>Okrem toho pon\u00fakame v\u0161etk\u00fdm na\u0161im klientom jednotn\u00fa cenov\u00fa politiku bez oh\u013eadu na krajinu, v ktorej sa vym\u00e1hanie poh\u013ead\u00e1vok uskuto\u010d\u0148uje.<\/p>\n\n\n\n<p>Slu\u017eby vym\u00e1hania poh\u013ead\u00e1vok v s\u00fadnej f\u00e1ze podliehaj\u00fa fixn\u00fdm poplatkom, ktor\u00fdch v\u00fd\u0161ku klient z\u00edska sp\u00e4\u0165 v pr\u00edpade \u00faspe\u0161nej \u017ealoby a priznania n\u00e1hrady n\u00e1kladov.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#000;color:#eee;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon accordion-state\"><svg class=\"advgb-icon-closed\" fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,5.83L15.17,9l1.41-1.41L12,3L7.41,7.59L8.83,9L12,5.83z M12,18.17L8.83,15l-1.41,1.41L12,21l4.59-4.59L15.17,15 L12,18.17z\"><\/path><\/svg><svg class=\"advgb-icon-opened\" fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M7.41,18.59L8.83,20L12,16.83L15.17,20l1.41-1.41L12,14L7.41,18.59z M16.59,5.41L15.17,4L12,7.17L8.83,4L7.41,5.41L12,10L16.59,5.41z\"><\/path><\/svg><\/span><h5 class=\"advgb-accordion-header-title\" style=\"color:inherit\"><strong>Ako automatizova\u0165 procesy vym\u00e1hania poh\u013ead\u00e1vok, aby boli efekt\u00edvnej\u0161ie?<\/strong><\/h5><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<p>Zavedenie \u0161pecifick\u00e9ho softv\u00e9ru a mechanizmov na osved\u010dovanie komunik\u00e1cie a online obsahu, ako s\u00fa tie, ktor\u00e9 sa pou\u017e\u00edvaj\u00fa v spolo\u010dnosti Gimenez-Salinas, umo\u017e\u0148uje zr\u00fdchli\u0165 proces a z\u00edska\u0165 odpove\u010f dl\u017en\u00edka v re\u00e1lnom \u010dase.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group alignwide has-marron-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-blanc-color has-text-color has-xxlarge-font-size\"><strong>M\u00e1te neuhraden\u00e9 poh\u013ead\u00e1vky v inej krajine a m\u00e1te probl\u00e9my s ich \u00fahradou? <strong><\/strong><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-advgb-button aligncenter advgb-dyn-11fe3ae6\"><a class=\"wp-block-advgb-button_link advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa\" href=\"https:\/\/sekundi.eu\/sk\/kontakt\/\" target=\"_self\" rel=\"noopener noreferrer\"><span><span>Po\u0161lite svoju poh\u013ead\u00e1vku<\/span><\/span><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group alignwide network\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center marg0 has-marron-clair-color has-text-color has-small-font-size\"><strong>NA\u0160A SIE\u0164<\/strong><\/p>\n\n\n\n<h2 class=\"has-text-align-center marg0 wp-block-heading\">Zahrnut\u00e9 krajiny<\/h2>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<ul class='country-sitemap'><li><a href='https:\/\/sekundi.eu\/sk\/juznej-amerike\/'>Vym\u00e1hanie poh\u013ead\u00e1vok v Ju\u017enej Amerike<\/a><ul><li><a href='https:\/\/sekundi.eu\/sk\/juznej-amerike\/vymahanie-pohladavok-v-cile\/'><i class='fa-solid fa-map-pin'><\/i>Vym\u00e1hanie poh\u013ead\u00e1vok v \u010cile<\/a><\/li><li><a href='https:\/\/sekundi.eu\/sk\/juznej-amerike\/vymahanie-pohladavok-v-peru\/'><i class='fa-solid fa-map-pin'><\/i>Vym\u00e1hanie poh\u013ead\u00e1vok v Peru<\/a><\/li><\/li><\/ul><\/li><\/ul>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n<p>Obr\u00e1zky par <a href=\"https:\/\/pixabay.com\/fr\/users\/dominickvietor-6362547\/?utm_source=link-attribution&amp;utm_medium=referral&amp;utm_campaign=image&amp;utm_content=5188598\">Dominick Vietor<\/a>, <a href=\"https:\/\/pixabay.com\/fr\/users\/stephaniemonot-4879697\/?utm_source=link-attribution&amp;utm_medium=referral&amp;utm_campaign=image&amp;utm_content=2227254\">stephaniemonot<\/a> &amp; <a href=\"https:\/\/pixabay.com\/fr\/users\/matressa_-5912997\/?utm_source=link-attribution&amp;utm_medium=referral&amp;utm_campaign=image&amp;utm_content=4917179\">Maria Teresa Mart\u00ednez<\/a><\/p>\n<style class=\"advgb-styles-renderer\">.advgbbtn-aa88353c-8a7c-412b-acb5-8f7793028e50{font-size:18px;color:#2f2f2f !important;background-color:#dde3e9 !important;margin:0px 0px 0px 0px !important;padding:10px 30px 10px 30px;border-width:3px !important;border-color:#dde3e9 !important;border-style:solid !important;border-radius:50px !important;}.advgbbtn-aa88353c-8a7c-412b-acb5-8f7793028e50:hover{background-color:#dde3e9 !important;box-shadow:0px 0px 0px 0px #ccc;opacity:1;transition:all 0.2s ease;}.advgbbtn-aa88353c-8a7c-412b-acb5-8f7793028e50 > i {display: none !important;}.advgbbtn-aa88353c-8a7c-412b-acb5-8f7793028e50{font-size:18px;color:#2f2f2f !important;background-color:#dde3e9 !important;margin:0px 0px 0px 0px !important;padding:10px 30px 10px 30px;border-width:3px 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!important;border-color:#fff !important;border-style:solid !important;border-radius:50px !important;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa:hover{color:#7f634b !important;background-color:#fff !important;box-shadow:0px 0px 0px 0px #ccc;opacity:1;transition:all 0s ease;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa > i {display: none !important;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa{font-size:18px;color:#fff !important;background-color:#7f634b !important;margin:0px 0px 0px 0px !important;padding:10px 30px 10px 30px;border-width:1px !important;border-color:#fff !important;border-style:solid !important;border-radius:50px !important;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa:hover{color:#7f634b !important;background-color:#fff !important;box-shadow:0px 0px 0px 0px #ccc;opacity:1;transition:all 0s ease;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa > i {display: none !important;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa{font-size:18px;color:#fff !important;background-color:#7f634b !important;margin:0px 0px 0px 0px !important;padding:10px 30px 10px 30px;border-width:1px !important;border-color:#fff !important;border-style:solid !important;border-radius:50px !important;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa:hover{color:#7f634b !important;background-color:#fff !important;box-shadow:0px 0px 0px 0px #ccc;opacity:1;transition:all 0s ease;}.advgbbtn-3f0f76f6-2322-4a40-90ae-7bbd1725b1fa > i {display: none !important;}<\/style>","protected":false},"excerpt":{"rendered":"<p>M\u00e1te v \u0160panielsku nejak\u00e9 nezaplaten\u00e9 fakt\u00fary? H\u013ead\u00e1te partnera, ktor\u00fd v\u00e1m pom\u00f4\u017ee? Z\u00edskajte viac inform\u00e1ci\u00ed o podpore n\u00e1\u0161ho partnera \u0161pecializuj\u00faceho sa na vym\u00e1hanie poh\u013ead\u00e1vok v \u0160panielsku. Ako vytvori\u0165 \u00fa\u010dinn\u00fa strat\u00e9giu vym\u00e1hania poh\u013ead\u00e1vok? V prvom rade je nevyhnutn\u00e9 ur\u010di\u0165, o ak\u00fd typ dl\u017en\u00edka ide: Pr\u00edstup ku ka\u017ed\u00e9mu z t\u00fdchto dl\u017en\u00edkov je odli\u0161n\u00fd. V pr\u00edpade \u00famyseln\u00fdch dl\u017en\u00edkov, ktor\u00ed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":3515,"menu_order":51,"comment_status":"closed","ping_status":"closed","template":"","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"class_list":["post-5302","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Vym\u00e1hanie poh\u013ead\u00e1vok v \u0160panielsku - Medzin\u00e1rodn\u00e9 vym\u00e1hanie dlhov<\/title>\n<meta name=\"description\" content=\"M\u00e1te v \u0160panielsku nejak\u00e9 nezaplaten\u00e9 fakt\u00fary? Z\u00edskajte viac inform\u00e1ci\u00ed o podpore n\u00e1\u0161ho partnera \u0161pecializuj\u00faceho sa na vym\u00e1hanie poh\u013ead\u00e1vok v \u0160panielsku.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sekundi.eu\/sk\/europe\/vymahanie-pohladavok-v-spanielsku\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vym\u00e1hanie poh\u013ead\u00e1vok v \u0160panielsku - Medzin\u00e1rodn\u00e9 vym\u00e1hanie dlhov\" \/>\n<meta property=\"og:description\" content=\"M\u00e1te v \u0160panielsku nejak\u00e9 nezaplaten\u00e9 fakt\u00fary? 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